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The excitement of starting an exchange program in Santiago de Chile often comes with many logistical questions. The key to starting off on the right foot is good planning.
You can read this section to clarify your main doubts about insurance, visas, finances, and luggage before your trip. Having these aspects sorted out in advance will allow you to arrive calmly, settle in without setbacks, and fully enjoy your new home.
🏥 Do I need insurance?
🛂 What type of visa do I need to study in Chile?
💰 How should I manage my money?
🧳 What do I need to pack?
✈️ What should I consider when buying my flight?
🗣️ Do I need to know Spanish before arriving?
💼 Can I work while studying in Chile?
💉 Do I need any mandatory vaccines to enter Chile?
💸 How expensive is it to live in Santiago?
Yes, it is mandatory to have health insurance throughout your entire stay in Chile. It is an indispensable requirement demanded by both universities and immigration authorities.
The most recommended and easiest option: Take out international health insurance from your home country before traveling. ✈️ This is by far the most practical alternative for exchange students for several reasons:
📄 No Chilean bureaucracy: You don't need a RUT, a Chilean ID card, or to do any local paperwork upon arrival.
🏥 Wide coverage: They usually include care in private clinics in Santiago, reimbursement for medications, travel assistance, and in many cases coverage for sports or recreational activities.
🗣️ English support: Many of these insurances offer helplines and medical services in English, making communication easier.
😌 Peace of mind from day one: You arrive in Chile already protected, without having to worry about affiliations or paperwork.
💡 Additional tip: Check carefully which activities your international insurance covers (e.g., trekking, skiing, or trips to other regions within Chile). Some insurances have exclusions for certain sports or require a supplemental plan. Also confirm whether the coverage is direct (no reimbursement, i.e., direct payment at affiliated clinics) or on a reimbursement basis (you pay and then get your money back). The former is always more convenient.
The visa you need is called Temporary Residence for Study Purposes (Residencia Temporal por Motivos de Estudio), better known as the Student Visa.
⏳ Duration requirement: This visa is mandatory if your academic program lasts more than 90 days. If your exchange is shorter, you could enter with a tourist permit, but that is not recommended for formal academic stays.
📅 Processing times: It's important to start the process early. Procedures can take time, so as soon as you have the acceptance letter from your Chilean university, you should begin the paperwork at the Chilean consulate in your country, as the application cannot be done once in Chile. Some universities may also help you during this application process.
ℹ️ Updated information: Official information is always available from the National Migration Service (SERMIG).
The most practical and fastest way to manage during your first days or weeks in Chile (while you process your RUT) is to combine two things: use your international bank account and card, and bring some Chilean cash from your country. Here we explain step by step:
🏦 International banks: If you are already a customer of a bank that has a presence in Chile (such as Santander, BBVA, or Scotiabank), you can notify them of your trip and use your same debit or credit card at their ATMs in Chile, generally without extra fees.
📱 Fintech cards for travelers (most recommended): Apps like Global66, Revolut, or Wise are an excellent option because they offer exchange rates very close to the real market rate and low fees. You can get a physical or virtual card to pay in almost all stores, and you manage them from your phone with full control of your spending.
💵 Key tip: Bring Chilean cash from the start
Even if you have all your cards ready, we recommend bringing a small amount of cash in Chilean pesos (CLP) for the first few days. Why? Because upon arrival at the airport, not all taxis, buses, or small shops accept cards. Also, exchanging currency at the airport usually gives you an unfavorable rate. Here's what we suggest:
❓ How much to bring? A recommended amount is the equivalent of 100–150 US dollars (or its equivalent in your local currency) in Chilean pesos. That translates to roughly 80,000 to 120,000 CLP, enough to pay for your first transport, eat for the first two or three days, buy a BIP card (public transport), and handle any unforeseen expenses without having to rely on an ATM right away.
🏛️ Where to get Chilean pesos before traveling? You can request currency exchange from your local bank, at exchange offices in your city (especially if you live in a capital city), or at some international airports there are exchange offices that handle less common currencies like the Chilean peso. However, compare rates before exchanging.
🔄 Alternative if you cannot get Chilean pesos beforehand: If you didn't manage to get CLP in your country, the best option is to exchange a small amount at Santiago airport (just enough for a taxi or bus) and then, once in the city, look for an exchange office downtown (e.g., at Plaza de Armas, on Calle Agustinas, or even in shopping malls like Costanera Center if you want a safer place) where the exchange rate is much better.
🛡️ Security: Do not carry large amounts of cash. The equivalent of 100–150 USD in Chilean pesos is a reasonable amount that you can keep in a money belt or an inside pocket. Keep the rest of your money on cards.
⚠️ Be careful with fees: Check what your home bank charges you. Many foreign banks charge an extra 3–5% per transaction, and Chilean ATMs may add an extra fee of USD $5–8 per withdrawal.
Packing for a semester abroad is an art, but with organization it can be done without major problems. The key is to prioritize the essentials and remember that you can buy many things once in Santiago. ✈️
📄 Essential documents (must go in your carry-on):
Passport valid for your entire stay.
Acceptance letter from your Chilean university and proof of health insurance.
Approved Student Visa (if applicable).
Digital and physical copies of all these documents (just in case).
Proof of your accommodation reservation, or at least its address, as it may be requested at the airport.
🧥 Clothing and footwear: Since you will be living in Santiago, remember that the city has well-defined seasons. It would be good to bring warm clothes for winter (jackets, parkas, thermal base layers) and lighter clothes for summer, but always opt for layers because mornings can be cool and afternoons much warmer.
🔌 Electronics and adapters: In Chile the voltage is 220V and the plugs are type C and L (two or three round pins in a line). If your devices use a different voltage or plug type, you will need a power adapter.
Buying your flight early and with planning can save you several headaches.
⏰ When to buy: Ideally, buy your flight after receiving your university acceptance letter and having started the visa process. This will give you certainty about the dates.
🔄 Flexibility: Check the airline's change and cancellation policies. Immigration procedures sometimes take longer than expected; having a changeable flight will give you peace of mind.
📅 Arrival date: Choose to arrive in Santiago at least one week before classes start. That time will be very useful for settling in, getting to know the neighborhood, completing basic paperwork, and overcoming jet lag if you are coming from far away.
🛫 Airport: The main airport is Arturo Merino Benítez International Airport (SCL). Most international flights arrive there. From the airport you can take a shuttle, official taxi, ride-hailing service (Uber, Cabify, etc.), or bus into the city.
🌍 Layovers: If you are coming from Europe, you will likely have a layover in cities like Madrid, São Paulo, Lima, Bogotá, or Panama City. Allow enough layover time (at least 2–3 hours) so you are not in a hurry.
🎫 The return ticket challenge: Although the Chilean student visa application no longer requires an onward/return ticket, many airlines still require it as a condition to let you board the flight to Chile. Immigration upon arrival may also ask for it. Therefore, it is a practical requirement you need to solve.
What to do about the return ticket? We recommend this strategy:
Buy a ticket with change or cancellation option: When choosing your fare, look for one that allows you to change the return date without high penalties (or at a reasonable cost). This way you can adjust your return according to your actual plans once in Chile.
Use a flight reservation (not purchased) for the visa application: When applying for the visa, you can present a flight reservation (not necessarily paid) that shows a departure date consistent with the length of your exchange (e.g., 6 or 11 months after arrival). Many airlines or online agencies allow you to generate free or low-cost reservations.
Have a Plan B at the departure airport: If at check‑in the airline asks to see a return ticket and you don't have one, a quick solution is to buy an inexpensive flight to a neighboring country (Argentina, Peru, Bolivia) with a nearby date. Once in Chile, you can cancel that flight (if the fare allows) or simply not use it, and later buy your real return ticket when the end of your exchange approaches.
Prove your intention to return: Carry printed copies of your university acceptance letter, proof of your visa being processed or approved, and any documents showing your stay is temporary. This can help convince the airline that you will not stay illegally.
✅ In summary: Although the Chilean visa does not require an onward ticket, the airline might. Prepare with a reservation or a changeable ticket, and have a contingency plan for the day of travel.
Most universities teach their courses in Spanish, and many require a B2 level or higher as an admission requirement. Therefore, it is highly recommended that you arrive with a solid foundation in the language in order to follow classes, participate in discussions, make friends, and get around on a daily basis. 📚
💡 Key recommendation: Practicing and knowing some Spanish before arriving in Chile will make your life much easier from day one. You don't need to be an expert, but mastering basic phrases, common academic vocabulary, and understanding instructions will help reduce initial stress.
🎓 Spanish courses offered by Chilean universities: Many universities in Santiago (such as the Universidad de Chile, Pontificia Universidad Católica, Universidad de Santiago, among others) offer Spanish courses for foreigners right before the regular semester starts. These courses usually last from two weeks to a month and are designed specifically for exchange students. Some are free or low‑cost. We recommend you check with your host university if they offer this option and if you can sign up in advance.
🇨🇱 That said, understanding "chilenismos" (local slang) can take some extra time. Chileans speak fast, use a lot of slang, and tend to shorten words. Don't worry if you don't understand everything at first: with patience, practice, and asking questions without fear, you will get used to it quickly.
✅ Summary: Arrive with an intermediate Spanish level if you can, consider taking a pre‑semester Spanish course at your Chilean university, and then give your ear time to adapt to the Chilean accent.
Yes, it is possible, but with important conditions you need to know. According to the regulations of the National Migration Service (SERMIG), holders of a Student Visa (Temporary Residence for Study Purposes) may engage in lawful remunerated activities up to a maximum of 30 hours per week, without needing an additional permit. This is great news, because it was not allowed before. 🎉
What you need to know in detail:
⏰ Hour limit: You can work up to 30 hours per week. Whether it's one job or several, the total cannot exceed that limit. If you work more, you could lose your student status and put your visa at risk.
🏢 Where can you work? You have two options:
At the educational institution where you study (e.g., as a teaching assistant, in the library, at university events).
For any other employer outside the university (restaurants, shops, internships, etc.), as long as it is formal and legal employment.
📝 Formal requirements: Although you don't need an extra immigration permit, you must comply with the general rules of whatever contract you sign (e.g., having an employment contract, contributing to health and pension if applicable). Many employers will ask you to have your final RUT (Chilean ID card) to hire you formally.
⚠️ Most important: Work cannot be the main reason for your stay in Chile. Your primary role is to be a student. You must always keep up with your academic load and demonstrate regular class attendance. If you work more than 30 hours a week, the immigration authorities could cancel your visa.
Practical tips for students:
🧘 First, settle in and study: Don't rush to look for work in your first week. Dedicate at least the first month to getting to know the city, adapting to the university, and understanding your class schedule. Once you have a clear routine, evaluate whether you have time to work.
🎓 Working at the university is usually more flexible: Assistantships, tutoring, or administrative support within your own faculty usually understand your student schedule better and do not require as much paperwork.
🆔 You will need the final RUT for formal jobs: Most employers offering a legal contract will ask for your Chilean ID card (final RUT). Since that process can take weeks or months, you likely won't be able to work formally until you have it. In the meantime, you can look for informal or occasional jobs (babysitting, giving private lessons in your native language, doing translations, etc.), but keep in mind that you won't be contributing to social security or have the benefits of a formal contract.
📚 Don't neglect your studies: The academic demands at Chilean universities can be high. Working 30 hours a week while studying full‑time is a big challenge. Many students choose to work between 10 and 20 hours to maintain balance.
We can tell you with peace of mind: no vaccines are mandatory to enter Chile. 💉
However, it is recommended that your vaccination schedule be up to date (tetanus, hepatitis, etc.) as you would for any international trip. 🩺
If you come from areas with yellow fever, it is not a requirement, but consult your doctor before traveling. 🦟
The cost of living can vary greatly depending on the neighborhood where you stay and your consumption habits. Important factors to consider include:
🏠 Accommodation: Renting a room in a university neighborhood can cost between 280,000 and 500,000 CLP per month. It depends on what it offers, the location, included services, etc.
🚌 Transportation: With the Tarjeta Nacional Estudiantil (National Student Card), Metro and bus rides are very cheap (approximately 260 CLP per ride).
🍎 Food: By shopping at supermarkets and cooking at home, you can spend between 150,000 and 250,000 CLP per month.
🎬 Leisure and other: Going out to eat, going to the movies, or cultural activities can vary in price, and it depends on what you can afford, so wisely evaluate your budget to avoid running short before the month ends.
